Send Money from USA to Nigeria
Nigeria receives over $20 billion in remittances annually, making it the largest recipient in Africa. Whether you are sending to family in Lagos, Abuja, or anywhere else, comparing providers can save you thousands of naira on every transfer.
Tips for Sending to Nigeria
Watch the NGN parallel market rate
The official CBN rate and the parallel market rate can differ significantly. Some providers offer rates closer to the parallel market, giving your recipient more naira.
Send larger amounts less frequently
Most providers charge lower fees on larger transfers. Instead of sending $100 weekly, consider sending $400 monthly to save on fees.
Use bank transfer instead of cards
Paying by bank transfer (ACH) is usually free or very cheap. Credit card payments often add 2-4% in fees.
Set up rate alerts
The NGN rate fluctuates daily. Sign up for rate alerts to send when the rate is most favorable for your recipient.
Popular Banks & Wallets
Popular Nigerian banks: GTBank (Guaranty Trust), Zenith Bank, Access Bank, First Bank of Nigeria, UBA (United Bank for Africa), Fidelity Bank
Available Delivery Methods
Expert Advisors for This Corridor
Nigerian Remittance Specialist
Helping Nigerian Americans navigate the best remittance options for over 8 years. Specializing in large transfers, business payments, and understanding CBN regulations. I help you get the most naira for your dollar.
Contact AdvisorBusiness Remittance Expert
Focused on helping Nigerian-owned businesses in the US send operational funds and payments to Nigeria. Expert in bulk transfers, trade finance, and compliance.
Contact AdvisorAfrica Remittance Consultant
Specializing in African corridors — Nigeria, Ghana, and Kenya. I help diaspora families and small businesses find the cheapest and fastest ways to transfer money. Free initial consultation.
Contact AdvisorGet USD to NGN Rate Alerts
Get notified when rates are favorable for your corridor.